Please select one
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I am applying for individual credit.
I am applying for joint credit.
Applicant's Name
*
First Name
Last Name
Alternative and Former Names
Applicant's Social Security Number
*
Applicant's Cell Phone Number
*
(###)
###
####
Applicant's Home Phone Number
(###)
###
####
Applicant's Work Phone Number
(###)
###
####
Applicant's Age
*
Applicant's Date of Birth
*
MM
DD
YYYY
Applicant's Martial Status
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Married
Seperated
Unmarried (including Single, Divorced, Widowed)
Applicant's Present Address
*
Address 1
Address 2
City
State/Province
Zip/Postal Code
Country
Do you own or rent your present address?
*
Own
Rent
Number of years at this address
*
Less than 2 years
2 or more years
Co-Applicant's Name
First Name
Last Name
Co-Applicant's Social Security Number
Co-Applicant's Cell Phone Number
(###)
###
####
Co-Applicant's Home Phone Number
(###)
###
####
Co-Applicant's Other Phone Number
(###)
###
####
Co-Applicant's Age
Co-Applicant's Date of Birth
MM
DD
YYYY
Co-Applicant's Martial Status
Married
Seperated
Unmarried (including Single, Divorced, Widowed)
Co-Applicant's Present Address
Address 1
Address 2
City
State/Province
Zip/Postal Code
Country
Do you own or rent your present address?
Own
Rent
Number of years at this address
Less than 2 years
2 or more years
How many current household members other than applicant/co-applicant?
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0
1
2
3
4
5
6
Applicant's Ethnicity (check one or more)
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Hispanic or Latino
Not Hispanic or Latino
I do not wish to provide this information
Applicant's Sex
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Female
Male
I do not wish to provide this information
Applicant's Race (check one or more)
*
American Indian or Alaska Native
Asian
Black or African American
Native Hawaiian or Other Pacific Islander
White
I do not wish to provide this information
Co-Applicant's Ethnicity (check one or more)
Hispanic or Latino
Not Hispanic or Latino
I do not wish to provide this information
Co-Applicant's Sex
Female
Male
I do not wish to provide this information
Co-Applicant's Race (check one or more)
American Indian or Alaska Native
Asian
Black or African American
Native Hawaiian or Other Pacific Islander
White
I do not wish to provide this information
Did you (or your deceased spouse) serve, or are your currently serving, in the United States Armed Forces? (Army, Marine Corps, Navy, Air Fore, Space Force, Coast Guard, Reserve or National Guard)
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Yes
No
Is anyone else in your household serving, or did they serve, in the United States Armed Forces?
Yes
No
To be considered for the Habitat homeownership program, you and your household members must be willing to complete a certain number of "sweat-equity" hours, which may include hours spent helping to build your home and the homes of others, attending homeownership classes, and/or other approved activities. I am willing to complete the required sweat-equity hours.
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Yes
No
To be considered for the Habitat homeownership program, you and your household members must be willing to complete a certain number of "sweat-equity" hours, which may include hours spent helping to build your home and the homes of others, attending homeownership classes, and/or other approved activities. I am willing to complete the required sweat-equity hours.
Yes
No
Currently, I am:
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Renting
Rent-free
Own
Number of bedrooms
*
1
2
3
4
5
Other rooms in the place where you are currently living:
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Kitchen
Bathroom
Living Room
Dinning Room
Other
In the space below, describe the condition of the house or apartment where you live. Why do you need a Habitat home?
*
Please select one
*
I do own real estate
I do not own any real estate
Applicant's Current Employer
*
What type of business is the applicant's employer?
*
Applicant's Start Date
*
MM
DD
YYYY
Applicant's Hours Per Week
*
Applicant's Wage
*
Have you been employed at this job for the past year?
*
Yes
No
Co-Applicant's Current Employer
What type of business is the co-applicant's employer?
Co-Applicant's Start Date
MM
DD
YYYY
Co-Applicant's Hours Per Week
Co-Applicant's Wage
Have you been employed at this job for the past year?
Yes
No
Are you a business owner or self-employed?
*
Yes
No
Please select all income sources for Applicant
*
Salary/Wages (gross)
TANF
Alimony
Child Support
Social Security
SSI
Disability
Housing Voucher (e.g., Section 8)
Unemployment
VA Compensation
Military Entitlements
Other
Please select all income sources for Co-Applicant
Salary/Wages (gross)
TANF
Alimony
Child Support
Social Security
SSI
Disability
Housing Voucher (e.g., Section 8)
Unemployment
VA Compensation
Military Entitlements
Other
Please select all income sources for Other Household Members
Salary/Wages (gross)
TANF
Alimony
Child Support
Social Security
SSI
Disability
Housing Voucher (e.g., Section 8)
Unemployment
VA Compensation
Military Entitlements
Other
How many other household members incomes are listed above?
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0
1
2
3
4
5
HFHMCC requires that each partner family prepay $1,500 towards closing costs. To help save for this expense, partner families pay $75 per month throughout their partnership, and any balance is due at the time of closing. Will you be able to make the $75 payments towards your closing costs and pay the lump sum at closing?
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Yes
No
Where will you get the money for the lump sum balance due at closing (for example, savings or gifts from family members or others; any grants for which you have or intend to apply)? If you borrow the money, whom will you borrow it, and how will you pay it back?
*
Number of financial asset accounts (e.g., checking, savings, credit union, retirement, etc.). Do not include land here.
*
1
2
3
4
5
6
7
To Whom Do You Owe Money?
Select all that apply
Auto Loan
Installment (e.g., boat, personal loan)
Lease (e.g., furniture, appliances -- includes rent to own)
Alimony/Separation Maintenance
Child Support
Revolving (e.g. credit cards)
Student Loan Debt
Open 30 Days (balance paid monthly, e.g. travel card)
Medical Debt
Other 1
Other 2
To Whom Do You Owe Money?
Select all that apply
Auto Loan
Installment (e.g., boat, personal loan)
Lease (e.g., furniture, appliances -- includes rent to own)
Alimony/Separation Maintenance
Child Support
Revolving (e.g. credit cards)
Student Loan Debt
Open 30 Days (balance paid monthly, e.g. travel card)
Medical Debt
Other 1
Other 2
Please select all monthly expenses paid by the applicant and/or co-applicant.
*
Rent
Utilities (electricity, water, gas)
Insurance (rental, car, health, etc.)
Child care
Internet service
Cell phone
Land line
Business expenses
Union dues
Transportation expense (gas, bus pass, vehicle upkeep, etc.)
Food and essential supplies
Entertainment
Other
Other 2
Are there any outstanding judgments because of a court decision against you?
*
Yes
No
Have you declared bankruptcy within the past seven years?
*
Yes
No
Have you had any property foreclosed upon in the past seven years?
*
Yes
No
Are you party to a lawsuit in which you potentially have any personal financial liability?
*
Yes
No
Have you conveyed title to any property in lieu of foreclosure or completed a pre-foreclosure sale or short sale (where the lender agreed to accept less than the outstanding mortgage balance due) within the past seven years?
*
Yes
No
Are you currently delinquent or in default on any federal debt or any other loan, mortgage financial obligation or loan guarantee?
*
Yes
No
Are you a co-signer or guarantor on any debt of loan that is not disclosed on this application?
*
Yes
No
Are you a U.S. citizen or permanent resident?
*
Yes
No
Are there any outstanding judgments because of a court decision against you?
Yes
No
Have you declared bankruptcy within the past seven years?
Yes
No
Have you had any property foreclosed upon in the past seven years?
Yes
No
Are you party to a lawsuit in which you potentially have any personal financial liability?
Yes
No
Have you conveyed title to any property in lieu of foreclosure or completed a pre-foreclosure sale or short sale (where the lender agreed to accept less than the outstanding mortgage balance due) within the past seven years?
Yes
No
Are you currently delinquent or in default on any federal debt or any other loan, mortgage financial obligation or loan guarantee?
Yes
No
Are you a co-signer or guarantor on any debt of loan that is not disclosed on this application?
Yes
No
Are you a U.S. citizen or permanent resident?
Yes
No
Please tell us a little about your family and housing situation and why you are applying for a Habitat home.
*
How did you hear about Habitat homeownership?
*
What are your top day/time preferences for office and home visits?
*
Each applicant and co-applicant submitting a full application must pay a $25 non-refundable application fee to help offset the cost of running credit reports. The application fee(s) can be paid via money order made payable to HFHMCC -or- via credit card online at hfhmcc.org/store/p/app-fee
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I UNDERSTAND I MUST BRING MY MONEY ORDER OR RECEIPT OF ONLINE PAYMENT WITH ME FOR MY SCHEDULED IN PERSON APPLICATION DROP OFF OR UPLOAD A COPY BELOW.
Please read and check each box below to confirm your understanding and agreement:
*
I understand that by filing this application, I an authorizing Habitat for Humanity of Madison and Clark Counties (HFHMCC) to evaluate my actual need for the Habitat homeownership program, my ability to repay an affordable loan and other expenses of homeownership, and my willingness to be a partner through sweat equity and otherwise according to Habitat for Humanity policy.
I understand that the evaluation will include personal visits, credit checks, background checks, employment verifications (if applicable) and rental history verification. I understand that by signing this document I authorize HFHMCC to perform these checks and verifications. I further acknowledge that I have received the Habitat for Humanity Privacy Statement.
I have answered all the questions on this application truthfully, and accurately, and if any of the information provided changes after I submit this application, I will supplement this application, as applicable. I understand that if I have not answered the questions truthfully, accurately or completely, or fail to supplement this application as necessary to maintain its accuracy and completeness, my application may be denied, and that even if I have already been selected to receive a Habitat home, I may be disqualified from the program and forfeit any rights or claims to a Habitat home. I/We also understand if I/we are selected for partnership and I/we fail to perform the required sweat equity, fail to pay $1,500 towards closing costs according to the payment schedule, or otherwise fail to continue to meet the selection criteria, I/we may be deselected from the program. The original or a copy of this application will be retained by Habitat for Humanity even if the application is not approved.
If this application is created as (or converted into) an "electronic application", I consent to the use of "electronic records" and "electronic signatures" as the terms are defined in and governed by applicable federal and/or state electronic transaction laws. I intend to sign and have signed this application either using: (a) electronic signature or (b) a written signature and agree that if a paper version of this application is converted into an electronic application, the application will be an electronic record, and the representation of my written signature on this application will be my binding electronic signature.
Date
*
MM
DD
YYYY
Date
MM
DD
YYYY
Applicant's Name
*
First Name
Last Name
Co-Applicant's Name
First Name
Last Name